With over two decades of experience serving clients since 2000, Randy Cosman, known as The Health Insurance Guy, has built a reputation for integrity, professionalism, and personalized service.
After a successful career in business management, Randy transitioned to the insurance industry with a passion for helping individuals, families, and small businesses find the right coverage for their unique needs. Over the years, he has developed deep expertise in Health, Life, and Medicare insurance, focusing on creating customized solutions that fit each client’s goals, budget, and priorities.
As an independent health insurance broker, Randy is not tied to any one company. That independence allows him to compare plans from multiple top-rated carriers to ensure his clients receive the best possible protection and value.
Randy is licensed in many states across the U.S., serving clients nationwide with the same level of care and attention he gives to his local community. His straightforward, educational approach helps clients make confident and informed decisions about their health coverage.
When he’s not helping clients, Randy enjoys spending time with his family, staying active, and continuously learning about the ever-changing world of health insurance. His mission is simple — to make health insurance easier to understand and easier to afford for everyone he serves.
At Randy The Health Insurance Guy, we understand that navigating insurance options can be confusing. Our mission is to simplify the process — helping you sort through the many choices to find the coverage that fits you and your family best.
We partner only with top-rated insurance carriers, recognized as leaders in their industries. Because there’s no one-size-fits-all solution, every plan we recommend is carefully customized to meet your individual needs and goals.
As your independent advocates, Randy and his team represent you — not the insurance companies. We work diligently to ensure you receive the best value and protection for your investment.
And the best part? Our services are completely free to you.